Notices and Compliance
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Real World Talk and Family Learning (RWT)
FTC Compliance Statement
The membership website www.rwt2015.com, Real World Talk and Family Learning provides original and third party authorized articles, videos, and interviews. Topical issues covered by these products include family education, faith, politics, social issues, trade, government, and current events. The intention is to present ideas and information that can be considered in making personal and family life choices. The website tries to lift the haze of agendas created by our institutions.
My website is the primary means of interaction with the public, although direct contact, articles of third party publishers, and interviews may also be used. We believe that the information presented in the website is essential to the growth of Real World Talk and Family Learning and its readers. Real World Talk and Family Learning was established to assist in this growth.
The website is free; however, gifts and donations will be accepted to cover its production costs.
Real World Talk and Family Learning (RWT)
FTC Compliance Statement
What to know when you don’t know what to do. Make good decisions. Know what you don’t know. We all make a bad decision from time to time and bad things can happen. Make your decisions based on knowledge and foresight, good things can happen. Real World Talk and Family Learning can help you grow knowledge and develop foresight.
It is all about you !
The membership website www.rwt2015.com, Real World Talk and Family Learning provides original and third party authorized articles, videos, and interviews. Topical issues covered by these products include family education, faith, politics, social issues, trade, government, and current events.
The targeted demographic of RWT is persons aged 16 to 30. This demographic was chosen because people in their late teens are preparing to assume their natural places as adult citizens. Those approaching age 30-35 have generally begun to raise their own families or are considering to do so. Both groups have been overly influenced by political correctness and over agendized information offered by our political, social, and educational institutions. Many of these institutions have negatively affected American perceptions and belief in their faith and views of the “Grand Americanism”.
Individuals who embrace the Grand Americanism belief are the strong backbone of our American culture. Where does the present generation go to glean the unbiased information from which they can derive their life decisions?
Note: We should mention here that Real World Talk and Family Learning is suitable for all ages and backgrounds. This includes, among others, parents, guardians, grandparents or anyone else who contributes to the learning, growth, and welfare of the family.
RWT seeks to provide family oriented information on a broad scope of topics. Due to the agendas of many of today’s major news outlets, often due to their own management and staff prejudices as well as moneyed or highly vocal outsider group pressures, many of these traditional sources of information have been corrupted. This website is not intended to be a news source but may carry newsworthy information. This website is not operated under pressures from political correctness sources and will attempt as much as is legally possible to avoid agendas (the single agenda that RWT follows is that of Constitutionalism). Real World Talk and Family Learning (RWT) attempts to provide to its readers information that will support their qualitative decision making. Regardless of the perspective of our subscribers, we anticipate our subscribers will find the information to be enlightening and useful.
Ten Proven Steps to Effective Leadership
Next Ten Proven Steps to Effective Leadership
Bullying, Part 1 Experience
Bullying, Part 2 Victim
Bullying, Part 3 Bullies
Youth Suicide: Understanding and Help
Capt. Jeff’s Fun and Easy American History, Volume 1, Back East
Capt. Jeff’s Fun and Easy American History, Volume 2, Mid-West
Capt. Jeff’s Fun and Easy American History, Volume 3, Wild West
Capt. Jeff’s Fun and Easy American History, Volume 4, America’s Wars – in production
Capt. Jeff’s Fun and Easy American History, Volume 5, Industry and Innovation- in production
Capt. Jeff’s Fun and Easy American History, Volume 6, Politics- in production
Capt. Jeff’s Fun and Easy American History, Volume 7, The Voting Privilege- in production
The Home School Parent- in production
Full series on Child development by Marion Funk Thelander (weekly series) in production
The website www.rwt2015.com and the included blog are intended to be a free family growth service that is supported by voluntary donations. Also, Jeffrey L. Kuhlman through Marisector 4 U LLC will provide additional funding support through the sale of such products as yachts and recreational vehicle as an independent salesman. The sale of his books and courses may provide additional funding support through www.jeffsyachtandrv.com.
Our website is essential to the growth of Real World Talk and Family Learning. As a start-up operation, we had an idea. The original idea was to provide information to a demographic of ages 16 to 30. At 16 a child is beginning to prepare in earnest for a transition to adulthood with all its problems. At 30 the young “20 something” adult has either begun a family or is seriously considering doing so. These 30 to 35-year-old individuals are thinking about family rearing and nurturing with all its problems and considerations. Real World Talk and Family Learning was established to assist in this growth.
Today, many believe that the quality of child rearing has been corrupted over the past few decades, sometimes inadvertently and sometimes intentionally. An example of this is the doing away with the teaching of cursive in our schools. Proponents claim that it is unnecessary in this digital age. However, a growing number of parents and educators, determined by observation and casual conversations with colleagues and parents, are realizing that our American History is their birthright and is being taken from them.
All our essential founding documents, from the Magna Carta and the Mayflower Compact to the Declaration of Independence and the Constitution of the United States of America containing our protections under the Bill of Rights are in cursive. Therefore, without the ability to read these documents for themselves, a citizen must ask a politician or attorney to be told what is in the documents. Are you sure you trust them with your rights? As a result, the citizen suffers potential loss of an essential birthright. If we look at our Philosophy Statement, it can be readily seen that Real World talk and Family Learning is intended to be beneficial to the community by providing information, conversation, interviews, and articles with straight-talk and without agendas and spin.
Our website is the primary means of interaction with the public, although direct contact, articles of third party publishers, and interviews may also be used. Our website is functional but it is not presently in its final construction. It was necessary to have many aspects of the business operational. We chose to put all of the pieces we could into place so that we could begin with our learning curve and finish with a useable construct. We are ready to begin the final steps of optimizing all of the components of the business beginning with the website.
Useful third party comments have been made about the current construct. We believe that each comment was accurate and we will attend to them through a general reconstruction of the website outside.
Comment number one: The web page is boring. We will work to establish a high level of Pizzazz in establishing interest
Comment number two: although workable, the website is not as user friendly as we wish.
Comment number three: We need to restate our Terms and Conditions and Privacy Statements. Our current statements are not adequate.
Comment number four: Our Gallery seems to have no obvious reason, merely a group of photos. The intent of the Gallery was to display, through photos of our global travels, how RWT&FL can knowledgeably talk about immigration and the consolidation of various cultural perspectives.
Comment number five: We need a more accurate website name. The means to change the name while maintaining access is a technical problem that must be worked out.
Comment number six: Although we know of no copyright conflicts, more attention must be paid toward proofing copyrighted information.
Comment number seven: We must consolidate our credentials justifying to a user why he/she should subscribe.
Produces videos and writes curriculum and scripts.
We are working through You Tube to generate memberships. We have begun to develop social media efforts including In Link, Facebook, Twitter, Tumblr, and Pinterest.
We see the production of short training and education videos as being a market with high potential. One area for this effort would be at or for local television. This would bring in little direct payment but advertising for our website would be exceptional and would lead to other videoing for industrial and commercial training.
Although we are structured to provide original and unique online family learning, we would be comfortable with growth into the realm of video shorts for business or commercial purposes.
Objective for Real World Talk and Family Learning include:
We have the right, but not the obligation, to take any of the following actions in our sole discretion at any time and for any reason without giving you any prior notice:
Restrict, suspend, or terminate your access to all or any part of our Services;
Change, suspend, or discontinue all or any part of our Services;
Refuse, move, or remove any material that you submit to our site for any reason,
Refuse, move, or remove any content that is available on our site;
Delete, activate, reactivate or ban your accounts and all related information and files in your account;
Establish general practices and limits concerning use of our site.
You agree that we will not be liable to you or any third party for taking any of these actions.
You understand and agree that:
Your membership subscription to Real World Talk and Family Learning (www.rwt2015.com) assume that you have read and agreed to its policies, terms, and conditions.
our Services may include communications such as service announcements and administrative messages from us or from our business partners and that these communications are considered part of the Services.
You will not be able to opt out of receiving basic administrative messages.
You also understand that our Services may include advertisements.
Content on our site
Our site includes a combination of content that we create, that our partners create, and that our users create. All materials published on our site, including, but not limited to, written content, photographs, graphics, images, illustrations, marks, logos, sound or video clips, and Flash applications, are protected by our copyrights or trademarks or those of our partners. You may not modify, publish, transmit, participate in the transfer or sale of, reproduce, create derivative works of, distribute, publicly perform, publicly display, or in any way exploit any of the materials or content on our site in whole or in part. If you would like to request permission to use any of the content on our site, please review our copyright notice and/or contact our corporate office.
You are solely responsible for all materials, whether publicly posted or privately transmitted, that you upload, post, e-mail, private message, transmit, or otherwise make available on our site ("Your Content"). You certify that you own all intellectual property rights in Your Content. You hereby grant us, our affiliates, and our partners a worldwide, perpetual, irrevocable, royalty-free, nonexclusive, sub-licensable license to use, reproduce, create derivative works of, distribute, publicly perform, publicly display, transfer, transmit, distribute, and publish Your Content and subsequent versions of Your Content for the purposes of:
displaying Your Content on our site,
distributing Your Content, either electronically or via other media, to users seeking to download or otherwise acquire it, and/or
storing Your Content in a remote database accessible by end users.
This license shall apply to the distribution and the storage of Your Content in any form, medium, or technology now known or later developed.
Our site Real World Talk and Family Learning (www.rwt2015.com), contains content that we create as well as content provided by third parties. This content includes, among other things, college profiles, career profiles, assessment tests, reviews and articles. It also includes content provided by parties other than Real World Talk and Family Learning (www.rwt2015.com) or its associates, such as financial aid information, college tuition costs, salary information, and course offerings. We do not guarantee the accuracy, the integrity, or the quality of the content on our site, and you may not rely on any of this content. Without limitation, we are not responsible for postings by users in the user review, message board, or feedback sections of our site.
You may be exposed to content that you find offensive, indecent, or objectionable or that is inaccurate, and you bear all risks associated with using that content. We have the right, but not the obligation, to remove any content that may, in our sole discretion, violate these Terms or that is otherwise objectionable.
Third-party sites, products, and services
Our site contains links to other Internet sites owned by third parties. Your use of each of those sites is subject to the conditions, if any, that each of those sites has posted. We have no control over sites that are not ours, and we are not responsible for any changes to or content on them. Our inclusion on our site of any third-party content or a link to a third-party site is not an endorsement of that content or of that third-party site.
We do not sell, resell, or license any of the products or services that we review, list, or advertise on our site, and we disclaim any responsibility for or liability related to them. Your correspondence or related activities with third parties, including payment transactions and goods-delivery transactions, are solely between you and that third party. You agree that we will not be responsible or liable for any loss or damage of any sort incurred as the result of any of your transactions with third parties. Any questions, complaints, or claims related to any product or service should be directed to the appropriate vendor.
Real World Talk and Family Learning (www.rwt2015.com) fee-based services
Some of the Services will/may require you to pay a license fee, as described in the specific conditions included where those Services are offered. You agree to pay all fees and charges that you incur. Unless otherwise noted, all currency references are in U.S. dollars. We may, upon notice if required by applicable laws, at any time change the amount of, or basis for determining, any fee or charge, or institute new fees or charges. All fees and charges are payable in accordance with payment terms in effect at the time the fee or the charge becomes payable. ALL SALES ARE FINAL AND NON-REFUNDABLE.
Due to its website falling into the realm of education and community service, Real World Talk and Family Learning (www.rwt2015.com) will accept donations intended to keep our work progressing and expanding its readership with services in keeping with its philosophy and intent. The user understands that Real World Talk and Family Learning (www.rwt2015.com) is not a non-profit organization and that such donations may not have special tax considerations.
Special conditions for international use and exports
Real World Talk and Family Learning (www.rwt2015.com) makes no representations that the Services are appropriate for use in all locations, or that transactions, products, instruments, or services discussed are available or appropriate for sale or use in all jurisdictions. You access Real World Talk and Family Learning (www.rwt2015.com) on your own initiative, and are responsible for compliance with applicable local laws or regulations. Recognizing the global nature of the Internet, you agree to comply with all local rules regarding online conduct and acceptable content. Specifically, you agree to comply with all applicable laws regarding the transmission of data or information exported from the United States or the country in which you reside. You further agree not to upload to Real World Talk and Family Learning (www.rwt2015.com) any data or software that cannot be exported without prior written government authorization, including, but not limited to, certain encryption software. This assurance and commitment shall survive termination of this Agreement.
Residents of Cuba, Iran, Iraq, Libya, North Korea, Sudan and Syria are not permitted to access and use the Real World Talk and Family Learning (www.rwt2015.com) and any such access and use is a violation of this Agreement.
No resale of service
You agree not to reproduce, duplicate, copy, sell, resell, or exploit for any commercial purposes any portion of the Services, use of the Services, or access to the Services.
Your conduct on our site
If we request registration information from you, you will provide us with true, accurate, current, and complete information. You will agree to:
promptly update your registration to keep it accurate, current, and complete;
you may not reveal you issued password to anyone else;
not use anyone else's password;
maintain the confidentiality of your accounts and passwords;
immediately notify us of any unauthorized use of your passwords or accounts or any other breach of security.
You also agree to exit from your accounts at the end of each session. We will not be responsible for any loss or damage that may result if you fail to comply with these requirements.
The technology and the software underlying our site and the Services is the property or license of Real World Talk and Family Learning (www.rwt2015.com), and any of its affiliates and partners. You agree not to copy, modify, rent, lease, loan, sell, assign, distribute, reverse engineer, grant a security interest in, or otherwise transfer any right to the technology or software underlying our site or the Services. You agree not to modify the software underlying our site in any manner or form or to use modified versions of such software, including (without limitation) for the purpose of obtaining unauthorized access to our site.
Without limiting the foregoing, you agree that you will not use our site to take any of the following actions:
Defame, abuse, harass, stalk, threaten, or otherwise violate the legal right of others;
Publish, post, upload, e-mail, private message, distribute, or disseminate (collectively, "Transmit") any inappropriate, profane, defamatory, infringing, obscene, indecent, or unlawful content;
Transmit files that contain viruses, corrupted files, or any other similar software or programs that may damage or adversely affect the operation of another person's computer, our site, any software or hardware, or telecommunications equipment;
Advertise or offer to sell any goods or services for any commercial purpose unless you have our written consent to do so;
Transmit surveys, contests, pyramid schemes, spam, unsolicited advertising or promotional materials, or chain letters;
Restrict or inhibit any other user from using and enjoying any public area within our site;
Collect or store personal information about other end users;
Interfere with or disrupt our site, servers, or networks;
Impersonate any person or entity, including, but not limited to, a Real World Talk and Family Learning (www.rwt2015.com) representative, or falsely state or otherwise misrepresent your affiliation with a person or entity;
Take any action that imposes an unreasonably or disproportionately large load on our infrastructure;
Engage in any illegal activities.
If you choose a username that, in our sole discretion, is obscene, indecent, abusive or that might otherwise subject us to public disparagement or scorn, we reserve the right, without prior notice to you, to automatically change your username, delete your posts from our site, deny you access to our site, or any combination of these options.
Unauthorized access to our site is a breach of these Terms and a violation of the law. You agree not to access our site by any means other than through the interface that is provided by Real World Talk and Family Learning (www.rwt2015.com) for use in accessing our site. You agree not to use any automated means, including, without limitation, agents, robots, scripts, or spiders, to access, monitor, or copy any part of our site, except those automated means that we have approved in advance and in writing.
Use of our site is subject to existing laws and legal process.
Consent to Electronic Communications and Email Solicitation
Term of Agreement
This Agreement remains in effect until terminated by you or Real World Talk and Family Learning (www.rwt2015.com). You may terminate this Agreement upon our receipt of your notice via email to at firstname.lastname@example.org and by our subsequently disabling your password and ID. If you are unsatisfied with the Services provided through MyPlan.com, your sole remedy is to terminate this Agreement. We may terminate this Agreement, in whole or with respect to a Service, with or without cause, at any time immediately upon our disabling your password and ID. We may notify you of termination of the Agreement via email or other written notice to the address you provide to us in the registration process. After the termination of this Agreement or a Service, you are not authorized to access or use the Service, and you shall cease all such access and use. If you nonetheless access or use the Service in spite of termination of the Agreement or Service, your use of, or access to, the Service will be subject to the version of the Agreement then in effect as to all current users.
Requests to remove certain content from our site
If you believe that content you own has been copied and made accessible in a manner that violates your intellectual property rights, please contact us at email@example.com to report any copyright violations.
You hereby agree to indemnify, defend and hold Real World Talk and Family Learning (www.rwt2015.com) and all of our officers, directors, owners, employees, agents, information providers, affiliates, partners, and licensors harmless from and against any and all liability, losses, costs, and expenses (including attorneys' fees) incurred by Real World Talk and Family Learning (www.rwt2015.com) in connection with any claim, including, but not limited to, claims for defamation, violation of rights of publicity and/or privacy, copyright infringement, or trademark infringement arising out of:
Your use of our site;
Any use or alleged use of your accounts or your passwords by any person, whether or not authorized by you;
The content, the quality, or the performance of content that you submit to our site;
Your connection to our site;
Your violation of these Terms; or
Your violation of the rights of any other person or entity.
We reserve the right, at our own expense, to assume the exclusive defense and control of any matter for which you are required to indemnify us, and you agree to cooperate with our defense of these claims.
We disclaim any responsibility for the deletion, the failure to store, the miss-delivery, or the untimely delivery of any information or material. We disclaim any responsibility for any harm resulting from downloading or accessing any information or material on our site.
WE DO NOT WARRANT THAT OUR SITE WILL BE UNINTERRUPTED OR ERROR FREE. IN ADDITION, WE DO NOT MAKE ANY WARRANTY AS TO THE CONTENT ON OUR SITE. OUR SITE AND THEIR CONTENT ARE DISTRIBUTED ON AN "AS IS, AS AVAILABLE" BASIS. ANY MATERIAL THAT YOU DOWNLOAD OR OTHERWISE OBTAIN THROUGH OUR SITE IS DONE AT YOUR OWN DISCRETION AND RISK, AND YOU WILL BE SOLELY RESPONSIBLE FOR ANY POTENTIAL DAMAGES TO YOUR COMPUTER SYSTEM OR LOSS OF DATA THAT RESULTS FROM YOUR DOWNLOAD OF ANY SUCH MATERIAL.
NEITHER WE NOR ANY OF OUR PARTNERS MAKES ANY WARRANTY THAT:
OUR SITE WILL MEET YOUR REQUIREMENTS,
OUR SITE WILL BE UNINTERRUPTED, TIMELY, SECURE, OR ERROR FREE,
THE RESULTS THAT MAY BE OBTAINED FROM THE USE OF OUR SITE WILL BE ACCURATE OR RELIABLE,
THE QUALITY OF ANY PRODUCTS, SERVICES, INFORMATION, OR OTHER MATERIAL THAT YOU PURCHASE OR OBTAIN THROUGH OUR SITE WILL MEET YOUR EXPECTATIONS, AND
ANY ERRORS WILL BE CORRECTED.
NEITHER WE NOR ANY OF OUR PARTNERS MAKES ANY WARRANTIES OF ANY KIND, EITHER EXPRESS OR IMPLIED, INCLUDING, WITHOUT LIMITATION, WARRANTIES OF TITLE OR IMPLIED WARRANTIES OF MERCHANTABILITY OR FITNESS FOR A PARTICULAR PURPOSE, WITH RESPECT TO OUR SITE, ANY CONTENT, OR ANY OF OUR SERVICES, TOOLS, PRODUCTS, OR PROPERTIES. YOU EXPRESSLY AGREE THAT YOU WILL ASSUME THE ENTIRE RISK AS TO THE QUALITY AND THE PERFORMANCE OF OUR SITE AND THE ACCURACY OR COMPLETENESS OF ITS CONTENT.
NEITHER WE NOR OUR PARTNERS SHALL BE LIABLE FOR ANY DIRECT, INDIRECT, INCIDENTAL, SPECIAL, OR CONSEQUENTIAL DAMAGES ARISING OUT OF THE USE OF OR INABILITY TO USE OUR SITE, EVEN IF WE HAVE BEEN ADVISED OF THE POSSIBILITY OF SUCH DAMAGES.
SOME STATES DO NOT ALLOW EXCLUSION OF IMPLIED WARRANTIES OR LIMITATION OF LIABILITY FOR INCIDENTAL OR CONSEQUENTIAL DAMAGES, SO THE ABOVE LIMITATIONS OR EXCLUSIONS MAY NOT APPLY TO YOU. IN SUCH STATES, OUR LIABILITY AND THAT OF OUR THIRD-PARTY CONTENT PROVIDERS AND THEIR RESPECTIVE AGENTS SHALL BE LIMITED TO THE GREATEST EXTENT PERMITTED BY LAW.
Real World Talk and Family Learning (www.rwt2015.com) may elect to resolve any controversy or claim arising out of or relating to these Terms or our site by binding arbitration in accordance with the commercial arbitration rules of the American Arbitration Association. Any such controversy or claim shall be arbitrated on an individual basis and shall not be consolidated in any arbitration with any claim or controversy of any other party. The arbitration shall be conducted Port Saint Lucie, Florida, and judgment on the arbitration award may be entered in any court having jurisdiction thereof. Either you or we may seek any interim or preliminary relief from a court of competent jurisdiction in Los Angeles, California, necessary to protect the rights or the property of you or Real World Talk and Family Learning (www.rwt2015.com) (or its agents, suppliers, and subcontractors), pending the completion of arbitration.
We may be required by state or federal law to notify you of certain events. You hereby acknowledge and consent that such notices will be effective upon our posting them on our site or delivering them to you through e-mail. You may update your e-mail address by visiting the Services where you have provided contact information. If you do not provide us with accurate information, we cannot be held liable if we fail to notify you.
Our failure to exercise or enforce any right or provision of these Terms shall not constitute a waiver of such right or provision.
You agree that regardless of any statute or law to the contrary, any claim or cause of action arising out of or related to use of our site or these Terms must be filed within one (1) year after such claim or cause of action arose or be forever barred.
These Terms, including all terms, conditions, and policies that are incorporated into these terms by reference, constitute the entire agreement between you and Real World Talk and Family Learning (www.rwt2015.com) and govern your use of our site, superseding any prior agreements that you may have with us.
These Terms shall be construed in accordance with the laws of the State of Florida, and the parties irrevocably consent to bring any action to enforce these Terms before an arbitration panel or before a court of competent jurisdiction in Port Saint Lucie, Florida if seeking interim or preliminary relief or enforcement of an arbitration award.
If any part of these Terms is determined to be invalid or unenforceable pursuant to applicable law, then the invalid or unenforceable provision will be deemed superseded by a valid, enforceable provision that most closely matches the intent of the original provision, and the remainder of the Terms shall continue in effect.